Despite the banks best efforts, you’ve fought off foreclosure for longer than you expected to be able to. Perhaps you’ve used a third party to postpone the foreclosure process, or even filed for Bankruptcy to stop the sale – but this time it looks like they’re really going to go through with selling the home. Many people think that they are at the end of the road, with no legal option to stop their foreclosure, but filing a lawsuit to save your home may be the best option you have.
Filing a lawsuit against your lender to stop foreclosure is effective, and can ease all of the stresses that most homeowners deal with while stuck in the process. The official legal term is “mortgage litigation,” and most cases against lenders never make it to trial. Instead, our foreclosure attorneys go up against legal counsel that represents the bank, and negotiate a deal that prevents the two parties from having to spend the big bucks by taking the case to trial.
Many homeowners facing foreclosure don’t even take the time to call us for a free consultation because they think that filing a lawsuit to stop foreclosure will simply be too expensive and time consuming. The truth is, that our foreclosure defense attorneys goal is to leave you in a much better position than when you first decide to sue the lender. Our free consultations will answer all your questions regarding cost, timeline, and what you can reasonably expect in the end.
How Much Will it Cost?
Most homeowners that pick up the phone and call us for a free consultation want to know how much it will cost to file a lawsuit against their mortgage company to stop foreclosure. The truth is that we typically cannot answer this question until we ask a few of our own.
- We need to know when the sale is scheduled to be sold?
- How many payments have been missed on the mortgage?
- What type of income the homeowner currently has?
- Has the homeowner ever filed for Bankruptcy?
Depending on the circumstances, there may be a few other questions that we need answered as well before determining how much it would cost to enter into mortgage litigation.
How Long Will It Take?
Once you file a lawsuit against your mortgage company with Consumer Action Law Group, it typically takes 6 to 9 months to resolve the case. These numbers are merely an average, as we’ve had many progress quicker, and a few take a little longer than the alloted time above.
What Can You Expect?
You can expect the same results as our previous clients that have sued their mortgage company to stop their home from being sold at foreclosure auction. Our foreclosure defense lawyers have an excellent winning record in mortgage litigation cases, and are ready to fight for you. Call us today to speak with our team about how you can get started today.