Bankruptcy will automatically stop a foreclosure sale, wage garnishment, debt collection calls, lawsuits brought by credit card companies, auto repossessions and any other attempt to collect a debt. In addition to eliminating debt, bankruptcy will also stop foreclosure and stop Lenders from moving forward with foreclosure sales. We often file Chapter 13 bankruptcy to strip second liens, get rid of old IRS debt, wipe out medical bills, and eliminate credit card debt. Filling Chapter 13 bankruptcy or Chapter 7 bankruptcy will gives you time to get reorganized and help you get back on your feet. In many cases, we help homeowners get into a payment plan when they fall behind on their mortgage payments.

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