If you are facing foreclosure in California you are not in a hopeless situation. The media, banks and government may want you to think that it is entirely your fault and that you should be on your own. That is simply not true. No matter what stage of foreclosure you are in, our Los Angeles foreclosure attorney is on hand to help you out of the mess.
Working with good lawyers is critical in your efforts to fight off foreclosure and get the best results from your lender. Our Los Angeles foreclosure lawyers will stop the foreclosure process and put you back in control of the situation.
Our experienced real estate lawyer California will analyze your facts and assert the best legal arguments to defend your home against foreclosure. Contact us and discuss your defense options and rights in a free call, without any need to move forward. Our aggressive legal representation gives you options to permanently avoid foreclosure and keep your home with affordable repayment options.
Stop the Process of Foreclosure
If you fail to make timely payments on your mortgage, your lender must first warn you that you are at risk of losing your home and facing eviction. Once you receive a Notice of Default in California, you are given a 90 day period to either pay the amount of money outstanding or sell your home. If the amount owed is more than its actual worth, the lender must approve what is known as a short sale.
If you do not pay the balance due in the time provided, your home will go up for auction. You have the option to pay off the amount outstanding to halt foreclosure up to the sale date.
There are many reasons why people fall behind on their monthly mortgage payments. Loss of employment, injury or illness, loss of a family member, any financial distress could be the straw that breaks the camel’s back. The threat posed by the loss of your home to a mortgage foreclosure may feel like a daunting challenge.
A number of options are available for you if you live in California. Our real estate attorney Los Angeles is a very consumer friendly district that offers many workout options:
- Deed in lieu of foreclosure
- Making home affordable programs or HAMP programs
- Forbearance programs
- Pre-foreclosure equity sale
- Short sale
When you are represented by our attorneys, you have the protection of the court. If you seriously require getting the best out come from your foreclosure case, make our real estate attorney California office your starting point. For further information and a free consultation, call us or visit our website and learn what options you have.